Having appropriate insurance is extremely important in today’s society. We all know that. But did you know that disability insurance is perhaps the most undersold type of insurance for what it’s worth? So many people feel no need to have coverage for random happenings, yet there are many reasons to actually have it.
Check out our list of “fun” life hobbies that warrant getting a policy. Just in case.
Backpacking and camping.
Going on a hike and setting up camp in the wilderness can be such a healthy and beautiful experience when with the right people and going in with a good mindset. The land is beautiful. Conquering mountains is outstanding. Being on your own and living off the land is invigorating. It’s all just a wonderful feel-good experience.
The problem is, it can also be pretty dangerous if you’re underprepared or don’t have enough food and water. Slipping down a particularly large mountain, falling off ledges, and other unimaginable mishaps await anyone who hasn’t taken the time to really know what they’re doing and pack appropriately.
However, if you go in with a prepared group, the right gear, and a great map for the lay of the land, you can safely traverse even the toughest of trails out there.
This one is a gimme. Being away in some foreign country can be extremely dangerous, especially if you’re not familiar with the place you’ll be traveling in. Sometimes, it seems like anything goes in some countries that are rather underdeveloped. From contracting diseases to possibly getting hurt while traveling unfamiliar terrain, you need to be quite careful when out of your element. Making sure you know the rules of the road from one country to the next is quite important to maintain your safety and knowledge of that nation’s customs, too.
Driving across the States.
Finally, driving cross country is quite dangerous just considering the statistics of Americans being injured more often in car accidents that perhaps any other encounter. Even though you yourself may be a super safe and aware driver, other drivers can make the trip unsafe for you and your passengers.
Making sure you have some sort of policy for disability insurance before traveling or doing strenuous things is a great way to be proactive in the off chance that something goes majorly wrong. Don’t go traveling unprepared when things can affect the course of your life if they go wrong.